Free tool

Rent vs Buy Decision Tool

Run the numbers before committing: ownership costs more than just the mortgage.

Your numbers

Updates instantly as you type. Nothing leaves your browser.

Your personalized analysis

Rent per month

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Own per month

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Break-even (years)

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Snapshot

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Allocation and comparisons at a glance.

What costs does the rent vs buy tool include?

Rent, mortgage principal and interest, local property tax, maintenance, down payment, and how long you plan to stay.

Does a shorter stay favor renting?

Usually yes. Closing and selling costs mean ownership often needs several years before break-even.

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