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Financial Disclaimer
Important disclaimers about Budget Planner HQ's educational content and calculators, not personalized financial advice.
Last updated: June 21, 2026
Budget Planner HQ is for education only. We are not a registered investment adviser, broker-dealer, or tax preparer.
Not personalized advice
Articles, guides, and calculator results on Budget Planner HQ are general information. They are not tailored to your income, debts, goals, risk tolerance, or jurisdiction. Before making significant financial decisions, including buying a home, changing investments, or restructuring debt, consult a qualified professional (CFP®, CPA, attorney, or licensed advisor) who knows your full picture.
Calculator limitations
Our tools use simplified assumptions, including but not limited to:
- Illustrative tax brackets that may not match your country's exact rules
- Constant interest rates and payment amounts
- Currency formatting based on your selected locale; local tax and payroll rules vary by jurisdiction
- No modeling of taxes on investments, low-deposit mortgage insurance, owners association fees, or home appreciation in all tools
Outputs are estimates for planning conversations, not offers, solicitations, or guarantees of future performance.
No fiduciary relationship
Using this website does not create a client, advisory, or fiduciary relationship between you and Finance Planner or its contributors.
Third-party links
We may link to external resources for convenience. We do not control or endorse third-party sites and are not responsible for their content or policies.
Affiliate disclosure
If we add affiliate links or sponsored content in the future, we will disclose them clearly near the relevant recommendation. As of the date above, our core calculators and guides are free with no paid placement.
Questions
For questions about this disclaimer, contact hello@budgetplannerhq.com.