Legal
Terms & Conditions
Terms and conditions governing your use of Budget Planner HQ's free personal finance calculators, guides, and educational content.
Last updated: June 21, 2026
By accessing or using Budget Planner HQ at https://budgetplannerhq.com, you agree to these Terms & Conditions. If you do not agree, please do not use the site.
Educational purpose only
Budget Planner HQ provides calculators, worksheets, guides, and articles for general educational purposes only. Nothing on this site constitutes financial, tax, legal, or investment advice. See our Financial Disclaimer for more detail.
License to use the site
We grant you a limited, non-exclusive, non-transferable license to access and use the site for personal, non-commercial purposes. You may not scrape, reverse engineer, or resell our tools or content without written permission.
Accuracy of tools and content
Calculators use simplified models and assumptions (for example, fixed mortgage terms or estimated closing costs). Results are estimates, not guarantees. We strive for accuracy but do not warrant that outputs are error-free or suitable for your specific situation.
User responsibilities
- Verify important numbers with official statements, pay stubs, or professional advisors
- Do not rely solely on this site for major financial decisions
- Use the site in compliance with applicable laws
Intellectual property
Site design, text, code, and branding are owned by Budget Planner HQ Team or its licensors and protected by copyright and other laws. You may link to our pages with attribution; do not imply endorsement without permission.
Disclaimer of warranties
The site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the fullest extent permitted by law, Budget Planner HQ Team shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the site or reliance on its content or calculator outputs.
Changes
We may modify these Terms at any time. Continued use after changes constitutes acceptance of the revised Terms.
Contact
Questions? Email hello@budgetplannerhq.com.